The Portugal Passive Income Visa – also known as a D7 Visa – provides residency status to non-EU / EEA / Swiss citizens, including retirees, who intend to relocate to Portugal and are in receipt of a reasonable and regular passive income. … Qualification for permanent residency or citizenship in Portugal after five years.

The D7 Visa is a visa for obtaining residence, valid for a period of 120 days, for two entries in the national territory. During this period, the visa holder must apply for a residence permit before the Immigration Service.

The process must start before the Portuguese Consulate or VFS Global (official partner of the Ministry of Foreign Affairs of Portugal) in the applicant’s country of origin or legal residence. The request can be made by any foreign citizen who has passive income at their disposal. According to the law, the following income is eligible: retirement, pensions, income from movable or immovable property, royalties from intellectual property or income from financial investments.

In addition to the previous requirement, proof of means of subsistence for a period of 1 year, calculated from the value of the minimum wage in Portugal (currently € 665.00), must also be proven. This amount will be multiplied by 12 months and, when applicable, 50% or 30% of the total amount must be added, in case of adult relatives or dependent children, young people and older children, respectively.

As previously mentioned, after entering national territory, the holder of the D7 Visa must apply for their residence permit before the Immigration Service. This will be valid for 2 years, renewable for 3 years. During the period of validity of the permit, the possibility of absence from the country is limited, which cannot reach 6 consecutive months or 8 interpolated months. Failure to comply with this minimum stay requirement may result in the cancellation of the residence permit.


The application process consists of two steps.

First, you must go to the Portuguese consulate or embassy near your home. You need to apply for a visa there. The related authorities will issue the initial visa.

Along with proof of income and a clean criminal record, you need a Portuguese bank account, as well as proof of long-term accommodation in Portugal.

So, it means that you need to rent or buy property in portugal before you apply for the initial visa. If you have friends or acquaintances in Portugal, they can also prepare a statement as proof of accommodation. It must state that you live with these individuals in the same place. When your application is approved, you’ll obtain a four-month double-entry visa to Portugal.

Second, you must apply for the actual residence permit from SEF, pursuant to which they will give you an appointment date.

This means that you need to provide additional documentation and attend a personal interview. If you cannot attend SEF on the determined day and time, or if you want to delay your appointment, you can request a new date via phone. You should also note that this is only possible when entering Portugal through the D7 Visa, and not with a tourist visa.

After your documentation is complete and the interview is successful, the residency permit will be approved. Then, you will receive a residence card which will be valid for two years. After two years, you need to renew it.

Required Documents

While applying for the visa, you will need to submit the following documents:

  • Application form (you can find it on SEF’s website)
  • Passport or another valid travel document
  • Two passport size photos. They must be with a blank background, and easily verifiable
  • Valid travel insurance. It must cover all medical expenses, including immediate medical assistance and potential repatriation
  • Application for Criminal Record consultation by Portuguese Immigration and Borders Service (SEF)
  • Certificate of criminal record issued by your country of origin or the country you resided for more than a year
  • Proof of adequate accommodation
  • Proof of health insurance
  • The document stating the amount of pension, or proof that you have a sufficient income to live in Portugal. As stated above, the amount must be at least the Portuguese minimum wage for you as the applicant. Also, for a twelve-month period, it must be
  • 50% of the subsistence wage for second or more adults, and
  • 30% of the subsistence wage for each child.

You should also note that you need to provide a bank statement covering the last six months.

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